Life Insurance

Life insurance is a financial contract between an individual, known as the policyholder, and an insurance company. It provides a lump-sum payment, known as the death benefit, to the designated beneficiaries upon the policyholder's death. In exchange for regular premium payments, the insurance company offers financial protection to the policyholder's loved ones in the event of their passing. Read More

Life insurance
  • Living benefits
  • Accidental cover benefits
  • Death cover benefits
  • Tax Benefit

    Upto 39%

  • Cover Till Age

    70 Years

  • 24 hr

    Claim Support

* Tax benefit is subject to change in tax laws. * Standard T&C Apply
* Bonus rate is subjected to the insurance company
* Calculation based on 30 years old healthy person on Endowment plan

Pay रु 44,475 premium per year and save up to रु 180,000 in tax-free income*

By clicking on "View plans" you agree to our Privacy Policy and Terms of use

Key Features & Benefits of Life Insurance

Financial Security

Life insurance policies provide long-term financial stability for the policyholder's family in the event of an unfortunate incident.

Death Benefit

In case of the policyholder's death, the insurance company provides a death benefit to the appointed nominee. This benefit includes the sum assured (coverage amount) along with any accumulated bonuses.

Maturity Benefits

Some life insurance plans offer maturity benefits where, upon policy maturity, the policyholder receives the full amount of premiums paid during the policy term.

Guaranteed Returns

Life insurance plans guarantee a fixed amount after a specific term, providing financial support for purposes such as loan repayment, funding a child's higher education, or covering other expenses.


Additional benefits called riders can be added to life insurance policies. Riders, such as critical illness coverage or waiver of premium, help customize the policy to meet specific needs and provide additional protection.

Flexible premium payment option

Policyholders have the flexibility to choose the frequency of premium payments according to their preferences and financial capabilities. They can opt for lump-sum payments or choose periodic intervals such as monthly, quarterly, half-yearly, or yearly payments.

Retirement Planning

Annuity-based life insurance plans offer a monthly pension or regular income to the policyholder upon maturity. These plans help individuals plan for a secure retirement.

Loan Facility

Certain life insurance plans provide the option of taking a loan against the policy's value or the sum assured, subject to policy terms and conditions.