Money Back

Money back plans protect your family's financial interests from circumstances such as death or critical illness of the policyholder. Periodic payouts create wealth for meeting financial commitments at key stages in life. Here at, you can carefully research, compare and choose a suitable money-back life insurance plan for your needs. Money back plans offer a true amalgam of insurance and investment. Secure your family financially. Read More

Money back
  • Living benefits
  • Accidental cover benefits
  • Death cover benefits
  • Tax Benefit

    Upto 39%

  • Cover Till Age

    70 Years

  • 24 hr

    Claim Support

* Tax benefit is subject to change in tax laws. * Standard T&C Apply
* Bonus rate is subjected to the insurance company
* Calculation based on 30 years old healthy person on Endowment plan

Pay रु 44,475 premium per year and save up to रु 180,000 in tax-free income*

By clicking on "View plans" you agree to our Privacy Policy and Terms of use

Money back plans are one of the most popular life insurance plans in Nepal. Under these plans, the policyholders receive frequent payouts as the death benefit, in case the policyholder survives. These packages include both insurance and investment plans

A money back plan is ideal for people who want a guaranteed return on their investments and are looking for regular payouts at the same time in addition to an insurance cover for themselves for the same money they are putting in as premium. Unlike a standard life insurance policy that only pays an amount after the maturity of the policy, the money back plan starts to pay an amount that is called a ‘survival benefit’ over the lifetime of the policy. This survival benefit is given after a few years from the start of the money back plan and continues until the maturity of the money back policy. The survival benefit, as the name suggests, is a reward from the company to the insured individual for surviving. This benefit is only payable if the insured is alive. In case of occurrence of an unfortunate event that results in the death of the insured party, these survival benefits do not accrue any more. In such cases, the nominee(s) receive the whole of the maturity amount, irrespective of how much survival benefits have been paid along with any bonus that may have accrued. Thus, the money back plan offers regular income along with a maturity benefit just like standard life insurance policies.